A workplace injury is not an uncommon occurrence in Pennsylvania. Fortunately, in most cases, workers injured on the job can pursue workers' compensation benefits. Unfortunately, these benefits are quite limited and usually only include a portion of lost wages and compensation for related medical expenses. However, in certain cases, a worker injured on the job may be able to pursue more compensation than is offered through workers' compensation by filing a personal injury claim for his or her workplace injury.
When a worker is injured on the job, generally one of two scenarios must be present for a personal injury claim to be an option for that worker or his or her family. First, a worker can file a personal injury claim if his or her employer failed to carry workers' compensation insurance, as employers are required by law to carry this type of insurance. Second, a worker can file a personal injury claim if his or her injury was caused by a third party's negligence.
Injured workers can file third-party personal injury claims if their injuries resulted from the negligence of parties other than their employers. For example, workers injured by other contractors working on the same job site may be able to pursue a personal injury suit against the individuals or the company for which they work. Similarly, workers injured by defective machinery or equipment may be able to pursue compensation by filing suit against the equipment manufacturer.
If you were injured on the job, and you are unsure whether you are eligible to file a personal injury claim, you can turn to the experienced attorneys at Dugan & Associates, P.C. One of our attorneys can carefully examine the details of your accident to determine whether personal injury compensation is a possibility for you. Regardless of whether your case evaluation points toward workers' compensation or personal injury compensation, we will guide you as you pursue financial stability in the aftermath of an accident.