When we wake up in the mornings and head to work, none of us expect to be injured on the job. True, some people know that they work in higher risk jobs than others, but even those who work in high-risk jobs such as construction do not expect to be injured, and they cannot know when or if an injury will occur. The truth is that no matter what your occupation is, there is a chance that you will suffer an injury.
Under Pennsylvania law, you cannot sue your employer for the damages caused by an injury suffered on the job. The tradeoff is that Pennsylvania employees can take advantage of workers' compensation benefits in order to maintain some financial stability as they recover from the injury. Because workers' compensation benefits tend to be reliable and relatively easy to procure, many injured workers simply settle for workers' compensation and do not pursue the matter any further.
If you work in the construction industry, you don't need to be told about the inherent dangers of your field. You also probably don't need to be told how important it is for you to take advantage of the benefits afforded to you through workers' compensation. What you might not know is that even if you do recover workers' compensation, you could also recover compensation if another party was responsible for your accident.
While nearly every employee in the country can take advantage of workers' compensation benefits, there are undeniably some workers who need it more than others. The occupational hazards of some fields are simply greater and more significant, and few workers face greater danger than construction workers. In fact, back in 2009, an analysis of nearly 3.5 million injuries found that almost 10% of said injuries befell construction workers. This means that nearly one out of every ten reported nonfatal injuries and illnesses happened to a construction worker.
If you suffer an injury on the job, it can have far-reaching, devastating effects on your livelihood. In addition to the immediate unexpected expenses arising from medical bills, you may also be unable to go to work and earn wages depending on the nature of your injury. In the face of such a daunting financial hole, you may wonder just how much workers' compensation benefits can help.
In many ways, occupational diseases are far worse than occupational injuries. While some injuries may provide lifelong consequences or serious physical trauma, many physical injuries can be recovered from if given time. This is not true for most occupational illnesses, such as lung cancer or heart diseases. Additionally, these illnesses can affect every aspect of your daily life, preventing you not only from ever returning to work but from participating in some of your favorite hobbies as well.
Generally speaking, on-the-job injuries are covered by workers' compensation, and as a result, employers are often protected from legal ramifications arising from personal injury. You may feel as though you can get more money by suing your employer instead of requesting workers' compensation benefits, but the truth is that you may not get any compensation at all with a lawsuit. It is important to note that there are some exceptions, so depending on the circumstances, you could bring a lawsuit against your employer.
The Social Security Administration (SSA) provides disability benefits - Social Security Disability insurance, or SSDI - to individuals who are unable to work due to a medical condition. But how do you know if you qualify? The requirements are not entirely straight-forward, but we can help you figure it out.
If you are a construction worker and you have been injured in a work-related accident caused by negligent and unsafe work conditions, you may be experiencing serious injuries to your back, neck, and spinal cord. These injuries, if not treated, may result in a permanent disability. A detailed doctor's check up can sum up the total damage.
Falling at work has become the most common injury in the workplace. Falling accidents may be due to dangerous working conditions and not inspecting the company's working areas. These companies may be unregulated and may not have the appropriate safety regulations in place.
The basic rule for worker's compensation coverage is that all employers must provide it to eligible employees who may become seriously injured or ill because of the work they do in service to their employer. Claims can be made for injuries that occurred on or off company grounds. The system is designed to compensate workers for their medical bills, and lost work when they are hurt on the job. It turns out, however, that "all employers" comes with some exceptions. Some of these can depend on the place where your company is located, as most policies are based on state laws.