Workers' compensation is an insurance regime that compensates workers for injuries incurred on the job by paying their medical bills and lost wages while they recover from the injury. In exchange, the employee does not sue the employer for additional damages, such as pain and suffering. Workers' compensation has been the law in Pennsylvania for over 100 years. This post will go over the Workers' Compensation Act and how it affects Pennsylvania employees.
The Workers' Compensation Act provides the necessary provisions that protect workers. Workers' compensation is mandatory for most employers in Pennsylvania. The only exceptions are workers who are covered by other plans (federal workers, railroad employees, and longshoremen); domestic servants (it is optional); agricultural workers who are employed less than 30 days a year or earn less than $1,200; and employees who are granted an exemption.
Workers' compensation insurance is mandatory, and employers who fail to obtain it are subject to criminal prosecution and lawsuits by employees.
Employees are protected for the entire duration of their employment relationship. Coverage starts on the first day and ends on the last day, no exceptions. Any injury or disease that is exacerbated by the worker's employment is covered by insurance, even if the underlying condition existed before their employment.
If you suffered an accident on the job, you might want to speak with a workers' compensation attorney. While the system should work seamlessly in theory, in reality, it is complex and subject to strict deadlines and arcane rules. If you miss even one deadline, your compensation could be jeopardized. An attorney can help you obtain your compensation as quickly as possible to avoid these issues.