Workers' compensation is meant to provide protection for all employees. Unfortunately, it appears to offer fewer benefits for low-wage workers. Workers' compensation is a state-required insurance program that is purchased by employers. The policy ensures the company's workers against on the job injuries and provides payments to those who are injured. In exchange for this protection, workers' waive the right to sue the employer if they are injured on the job.
A study conducted by a variety of universities, including UCLA, Cornell and Rutgers found that workers' compensation laws do not adequately protect low-wage workers. The study surveyed 4,400 low-wage workers in Los Angeles, New York, and Chicago.
The researchers found that 12 percent experienced a severe injury that occurred on the job. Furthermore, 8 percent filed for worker's compensation. Workers' compensation protections require that the employer allows the employee to heal and recover from the injury.
But these employers did not get that memo because fully 43 percent of the seriously injured were required to return to work. Furthermore, at least 50 percent reported that they experienced retaliation from their boss. Employers are not permitted to punish employees for exercising their rights.
Finally, by the end of it, only 6 percent of claims were eventually paid out. So, it appears the employers also contest the filings.
Were you injured on the job? If yes, you may want to speak to a lawyer ? you could have a valid claim for workers' compensation. As you can see above, even when the rules are in place does not mean that your boss has to follow them. Sometimes it is up to you to ensure that your boss follows the rules and respects your rights. A lawyer can help you get the compensation you need and deserve. The last thing you need while you are healing is to get into a dispute with your boss over worker's compensation. A lawyer can help you.