The realities that come along with injuries and medical conditions sustained both in and out of the workplace can make life extremely difficult for an individual in the blink of an eye.
There is a Social Security Disability Benefits Fraud Warning out as of March 29, 2016 from the Office of Inspector General. Social Security Inspector General Patrick P. O'Carroll wants people to be on the lookout and warned. A new rash of scam phone calls from criminals is out. These criminals are trying to get information from you, like your social security numbers and bank account information. They are calling to probe or "Phish" for information about you. They are calling people who may have applied for social security disability benefits and/or SSD and/or SSI. The callers are hoping that people may think by answering their questions it is helping further their claim for benefits when in fact these innocent victims are unwittingly giving their personal information to the bad guys.
Social Security Disability pays money for people who can't work due to various factors. If you or a loved one has a condition or injury that is affecting yours or their ability to work you may have a lot of questions about disability benefits. There are two types of programs for Social Security Disability - SSDI or SSI. What is the difference between SSDI-Social Security Disability Insurance and SSI-Supplemental Security Income.
People frequently ask when is the time to apply for Social Security Disability. There are some simple considerations to keep in mind before considering toapply for Social Security Disability benefits.
Social Security Disability beneficiaries reportedly received an estimated $1.3 billion in "potentially improper payments." You may have seen this news coverage of a recently released Government Accountability Office (GAO) report. The limited methodology used to generate GAO's estimates only compared Social Security Administration (SSA) data with earnings data from the National Database of New Hires (NDNH) and did not take into account Social Security's work rules, making GAO's estimates incomplete at best. An accurate figure cannot be produced without a more in-depth, case-by-case investigation by SSA.
Even the most financially secure and prepared families can be taken off guard by unexpected medical issues. When suddenly unable to work due to an injury or illness, family savings may dry up and making ends meet from month to month may become challenging. This has been the experience for one Pennsylvania family. Now, they collect Social Security disability insurance in order to meet their regular expenses.
One woman who has been unemployed for a few years understands well what it means to be short on money and food. Since she was laid off two years ago, this woman and her teenage son have relied on her Supplemental Security Income for rent and utilities. This woman states that she spends approximately two-thirds of her SSI disability money on rent and utilities.
When a person becomes disabled, he or she likely encounters new challenges. For instance, covering medical costs may be quite difficult. However, as one man's story shows, a disability does not necessarily prevent a person from working and earning an income. His story also demonstrates how Supplemental Security Income can benefit those with disabilities who can work.
Special considerations are often required when turning over property or other estate assets to adult children who are receiving SSI or disability payments. It is important to recognize the financial consequences that large gifts may have upon individuals who receive government living subsidies, and family members would be wise to consider the legal implications as well.