If you suffer an injury on the job, it can have far-reaching, devastating effects on your livelihood. In addition to the immediate unexpected expenses arising from medical bills, you may also be unable to go to work and earn wages depending on the nature of your injury. In the face of such a daunting financial hole, you may wonder just how much workers' compensation benefits can help.
In many ways, occupational diseases are far worse than occupational injuries. While some injuries may provide lifelong consequences or serious physical trauma, many physical injuries can be recovered from if given time. This is not true for most occupational illnesses, such as lung cancer or heart diseases. Additionally, these illnesses can affect every aspect of your daily life, preventing you not only from ever returning to work but from participating in some of your favorite hobbies as well.
Generally speaking, on-the-job injuries are covered by workers' compensation, and as a result, employers are often protected from legal ramifications arising from personal injury. You may feel as though you can get more money by suing your employer instead of requesting workers' compensation benefits, but the truth is that you may not get any compensation at all with a lawsuit. It is important to note that there are some exceptions, so depending on the circumstances, you could bring a lawsuit against your employer.
The Social Security Administration (SSA) provides disability benefits - Social Security Disability insurance, or SSDI - to individuals who are unable to work due to a medical condition. But how do you know if you qualify? The requirements are not entirely straight-forward, but we can help you figure it out.
If you are a construction worker and you have been injured in a work-related accident caused by negligent and unsafe work conditions, you may be experiencing serious injuries to your back, neck, and spinal cord. These injuries, if not treated, may result in a permanent disability. A detailed doctor's check up can sum up the total damage.
Falling at work has become the most common injury in the workplace. Falling accidents may be due to dangerous working conditions and not inspecting the company's working areas. These companies may be unregulated and may not have the appropriate safety regulations in place.
The basic rule for worker's compensation coverage is that all employers must provide it to eligible employees who may become seriously injured or ill because of the work they do in service to their employer. Claims can be made for injuries that occurred on or off company grounds. The system is designed to compensate workers for their medical bills, and lost work when they are hurt on the job. It turns out, however, that "all employers" comes with some exceptions. Some of these can depend on the place where your company is located, as most policies are based on state laws.
Eligibility falls into one of three areas.
- You must work for a company that is required to cover their employees, or they must choose to cover you anyway.
- You must be considered an employee of the company.
- Your illness or injury must be work related.
Author Ursula Le Guin wrote, "We scarcely know how much of our pleasure and interest in life comes to us through our eyes until we have to do without them." Your eyes are so important - wouldn't you want to protect them, especially at work?
Facing a serious injury is always difficult, even if you will be able to count on financial assistance through workers' compensation benefits. When it comes to the summer months, there are many dangers that increase the risk of on-the-job injuries. Some seasonal risks are related to the weather and others are not, however, these are the four injuries that arise the most during the summer season and represent the greatest danger to workers.
The more common term for hyperthermia is heat stroke, and it is very serious. Working in the sun and being exposed to extreme heat can cause major bodily functions to shut down. The situation is potentially deadly, but it can be easily avoided. To reduce the chance of suffering heat stroke injuries, employee should not work without shade nearby, take frequent breaks, keep water on hand and avoid working alone. These steps are vital, as hyperthermia typically falls under the scope of liability for employers.
Independence Day has a lot to offer in Western Pennsylvania - from fireworks displays to cookouts to family road trips, this summer holiday is a family favorite for a reason. However, it's also a holiday that comes with its fair share of risks. In 2014 alone, an estimated 10,500 firework injuries were treated in emergency rooms across the country. And that's just one activity!