Workers' compensation lump sum settlements explained

Work injury lump sum settlements under the Pennsylvania's Workers' Compensation system are complex and one should not navigate it alone. You may be asking, "can I get a lump sum settlement for my work injuries?"  In Pennsylvania Workers' Compensation lump sum settlements are typically done through a "Compromise and Release Agreement." Generally speaking there are two types of situations where you may be entitled to a lump sum settlement, however the amount of your settlement can vary greatly depending: 1. You are receiving workers' compensation; 2. You are not receiving workers' compensation.

A lump sum settlement is a one time payment that can replace your entitlement to weekly workers' compensation checks, medical bills, or both. Typically the workers compensation insurance carrier is paying to stop both. If you are receiving workers compensation checks typically those will stop after you settle. If you aren't receiving benefits you will not get any and are accepting a lump sum settlement instead. Generally, when you settle you are giving up your rights to workers' compensation benefits.

It is very important to consult with an attorney before you agree to a lump sum settlement. At Dugan & Associates there is always a free consultation and no obligation to use our services. Please call us at 1-800-772-5422. We define success by results we obtain for hardworking people throughout Western Pennsylvania.

When you sign to accept a lump sum settlement under a compromise and release you are forever barred from going back for more money. You are releasing the employer and their workmens compensation insurance carrier from any and all future liability generally. You won't receive another penny from Pennsylvania workers' compensation. Before agreeing to a lump sum settlement it's important to make sure you understand what you are getting and what you are giving up.

Things to consider include such considerations, as: will you need more treatment? Will you need more surgery? Will you be able to work in any capacity in the future? Does your doctor believe you have reached maximum medical improvement? Do you want to move on with your life? Are you tired of the hassles of dealing with the work injury insurance company? Is your condition going to get worse?

Accepting a lump sum settlement can be tricky. Giving up your rights to any future workers' compensation payments is a big decision. And if you accept a lump sum payment for your future medical care you will not receive any more money for your medical treatment. These are important considerations and decisions for you and your loved ones to make. Call Dugan & Associates, Lawyers Representing Injured People, 1-800-772-5422 to determine if a lump sum settlement for your work injury is in your best interest. Let our experienced attorneys assist you. There's no fee unless we get the money or benefits you deserve!

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