Basic Workers’ Compensation Terms

Know your common Workers’ Compensation frequently used words. Many terms used during the course of a workers’ compensation case can be confusing or difficult to understand. Some terms don’t have the typical meaning one may associate with the word. Here are a few.

Settlement-typically in workers’ compensation cases a settlement involves receiving a lump sum of money rather than your weekly or bi-weekly compensation checks. Often times a settlement will include giving up your right to have the workers compensation insurance carrier pay for your medical bills for your injury as well. If you have been out of work for more than four months due to a work injury and are receiving work comp checks you may be entitled to a lump sum settlement.

Notice-typically you have 120 days from the date of your injury to report your injury to someone in a supervisory capacity. You should report your injury immediately to your employer and preferably in writing.

Average Weekly Wage-this is a legal term based upon a calculation under the workmens compensation act. Generally it is your gross wages averaged to a weekly amount.

Employee-any individual who performs services for another for money. Seasonal work and full time and part time work are included.

Termination-when a judge finds that you have fully recovered from your work injury without residuals and you can return to work without restrictions. Under a termination of benefits the w/c insurance carrier is no longer responsible for wage loss or medical benefits.

If you have questions concerning your workmens compensation case contact the lawyers at Dugan & Associates, Lawyers Representing Injured People. Call today at 1-877-99-DUGAN (38426).

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