Workers’ Compensation: Coverage and Benefits

Depending on where you work or in what industry, your chances of suffering an injury on the job may be relatively low or extremely high. Additionally, depending on the work you do, the types of injuries that you are most likely to experience may change. Regardless of the type of injury or likelihood, however, it may surprise you to learn that you are likely covered by workers’ compensation benefits if you are a full-time employee.

The purpose of workers’ compensation benefits is to provide financial support to employees who are injured on the job. This protection is usually independent of the type of injury, the nature of the injury and even the circumstances under which the injury was suffered. This means that if you suffer a broken leg while carrying a heavy box in your employer’s warehouse, you can likely receive workers’ compensation for medical treatment. However, if you suffer a broken leg because you slipped down wet stairs at a corporate office, you can also likely receive workers’ compensation.

Because your employer pays for workers’ compensation, it is often not terribly difficult to recover the compensation you deserve. However, some insurance companies are not as quick to pay out as others, and they may attempt to prove that your injury does not qualify for workers’ compensation benefits. In these instances, you can take legal action in an attempt to recover the compensation you deserve.

Depending on the state in which you live, the laws surrounding workers’ compensation may be different. For this reason, if you live in Pennsylvania, you should consider visiting our workers’ compensation webpage. We can provide you with experienced legal aid that takes state laws and precedents into consideration, maximizing the chances to recover the compensation you deserve.

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